Zxee referral program rules

How it works

1. Share your personal invite link from the Zxee app.
2. Your friend signs up with your link, verifies their phone number, and completes account setup.
3. You receive $5 in fee credits, shown in the app.

What fee credits are

• Fee credits are a discount on Zxee fees only. They are applied automatically to Zxee fees on your future transactions until used up.
• They are not money, currency, or cryptocurrency, and are never paid out in USDC.
• They have no cash value and cannot be transferred, sold, or redeemed for cash.
• They cannot be applied to the amount you send, or to fees charged by other providers.

Who can take part

You must have a Zxee account in good standing. A referral counts only if the person you invite is new to Zxee, has never had a Zxee account, and completes signup with their own phone number.

Fair use

• Only invite people who know you and would expect to hear from you. Don't post your link where you'd be spamming strangers.
• Don't refer yourself, create extra accounts, or use fake or borrowed phone numbers.
• Don't pay or reward people to sign up with your link.

We may withhold or cancel credits, and remove you from the program, if we believe credits were earned through fraud, abuse, or a breach of these rules or our Terms of Use.

Limits and changes

We may limit the number of credits you can earn. We may change or end the program at any time. If we end it, credits you have already earned will stay usable for at least 90 days. Credits end if your Zxee account is closed.

Other terms

This program is part of the Zxee Services and is governed by our Terms of Use. If these rules and the Terms conflict, these rules govern the referral program.

Questions? Email support@zxee.app.

Zxee, LLC · Referral program rules · Effective September 29, 2026